Tour Travel Protection

AFC now offers a Travel Protection Plan at a reduced cost to you, with many of the same benefits PLUS a cancel for any reason waiver. There is no age band and the travel protection cost is the same regardless of single or double occupancy.

2024 AFC Vacations Travel Protection Plan for
Land Tours, European River Cruises & Small Ship Cruises
Destination                                           AFC RT Air Package   
USA 5 Days or Less                                         $250 pp             
USA 6 Days or More (except Alaska)           $325 pp       
Canada (except Rail Tours)/Mexico             $375 pp      
Canada Rail/Utah Rail/Alaska                      $425 pp          
Europe/Costa Rica/Cuba                               $399 pp          
European River Cruises                                 $499 pp          
Other International/Exotics**                      $575 pp         
Small Ship/Fiji Cruises                                   $599 pp          
Land Only: TPP for Land/River Cruise only is less $30 for US/Canada & less $40 for Europe/European River Cruises/International Tours
**Peru/South America /Australia & NZ/Israel/Kenya/S. Africa/Egypt/Ecuador & Galapagos
Part A – Cancellation Waiver provided by AFC Vacations
I. Trip Cancellation Waiver (TCW)
Payment of the per person Trip Cancellation Waiver guarantees full refund on all payments (including Deposit), except the Trip Cancellation Waiver Fee itself, made for tour rates in case of cancellation up to the time and date of departure due to the passenger’s Personal Illness (Medical Documentation required) or death of an Immediate Family Member (Official Documentation required).

II. AFC’s “Any Reason” Cancellation Waiver (ARCW)
Payment of the per person Trip Cancellation Waiver also includes an “Any Reason” Cancellation Waiver. The “Any Reason” Cancellation Waiver provides you with 75% of the cancellation fees in the form of a future travel credit certificate, should you cancel your tour more than 48 hours prior to your scheduled departure for any reason that is not eligible for cash reimbursement under the Trip Cancellation Waiver (Section I.). Cancellation fees are reimbursed in the form of an AFC Vacations future travel certificate allowing you to travel with us at a later date within one year of the original departure date. Future travel certificate is valid for one year, is non-transferrable, non-refundable, may not be redeemed for cash, and does not include any credit for the non-refundable Trip Cancellation Waiver fee.
The Trip Cancellation Waiver Fee (if chosen) is refundable until 180 days prior to departure & cannot be added after Final Payment.

The Trip Cancellation Waiver Fee does not cover any single supplement charges which arise from an individual’s traveling companion cancelling prior to departure. Under this scenario, the single supplement will be deducted from the refund of the person who cancels. Division of the charges is to be determined by the two passengers. The Trip Cancellation Waiver Fee is nontransferable and valid for each applicant only. The Trip Cancellation Waiver does not cover any services such as airline tickets not purchased through AFC Vacations.

Exclusions for the Cancellation Waiver
AFC Vacations reserves the right to alter its Refund and Cancellation Policy In the event of an act of God, war (whether declared or undeclared), terrorism, accident, natural disaster, outbreak of disease, or other event or circumstance beyond our control that contributes to or results in cancellation rates above our historical cancellation rates in the absence of such event or occurrence.
Part A Refunds - All Cancellations, Refunds & Inquiries under Part A will be handled by AFC Vacations.
If a cancellation occurs prior to departure, please call AFC Vacations at 858-481-8188 or Toll Free at 800-369-3693.
To Request a Refund under Part A Cancellation Waiver Refund, send Medical Documentation (see below) and a written Refund request/letter to:
AFC Vacations, Attn: Cancellation Department, 8787 Complex Dr, Ste. 130, San Diego, CA 92123
Part A - Cancellation Waiver Definitions
“Personal Illness” -
Sickness which: a) occurs before departure on your trip, b) requires Medical Documentation at the time of cancellation resulting in medically imposed restrictions, as certified by a legally qualified physician, and c) is so disabling it prevents a person from traveling on the trip.
“Medical Documentation”
Letter from a Licensed Physician/Doctor explaining in detail the reason for the cancellation
Why/How the medical situation prevents you from travelling?
Date you were seen by the physician.
“Immediate Family Member” - One’s parents, wife or husband, children, and brothers and sisters.
“Official Documentation” - Document showing death of immediate family member (death certificate, obituary or similar).

Part B – Post Departure Travel Insurance Plan* provided by USI Affinity Travel Insurance Services
Post Departure Travel Protection includes coverage for:
Trip Interruption ($1,000)
Trip Delay ($100/Day-Max $500)
Baggage & Personal Effects ($2,000)
Baggage Delay ($500)
Emergency Accident/Sickness Medical Expense ($30,000)
Emergency Evacuation/Repatriation ($150,000)
Accidental Death & Dismemberment ($25,000)
Non-Insurance and Emergency Travel Assistance** (24/7 included)
For pre-departure questions about Part B, contact USI Customer Care at 1-855-874-0156 or info@travelinsure.comFor 24/7 Non-Insurance and Travel Assistance Services Only Call Toll Free 1-855-226-1677 (within the USA & Canada) OR Call Collect 1-603-952-2042 (from all other locations) and identify yourself as AFC Vacations tour participant.
For Part B Claims Assistance, contact 1-866-223-4772 or All Claims & Inquiries under Part B will be administered by USI Affinity Travel Insurance Services.
For full Part B plan details go to:
All Benefits described on this page are for a general information basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages. Plan benefits, limits and provisions may vary by state jurisdiction.
*Post Departure Travel Protection Policy is underwritten by Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH.
**Non-Insurance and Emergency Travel Assistance Services are not insurance benefits and are provided by On Call International and Co-Ordinated Benefit Plans, LLC.
***AFC Vacations is owned by Premier World Tours, LLC.

For full Part A and Part B policy details find your state on the drop down menu.

To purchase a Travel Protection Plan, contact AFC Vacations  •  (858) 481-8188  •